Don't forget to factor in closing costs when considering a home sale or purchase. Downing-Frye Realty, Inc. is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 239-992-8711 Ext 719 if your needs include a real estate pro ready for the business side of real estate.

Expected closing costs

There are certain typical costs associated with closing the sale of a house. These expenses are commonly divided between the buyer and seller, as noted in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Florida to help show you through your deal.

Costs pertaining to your loan to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the optimal sales price, but I'll also push for limited closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you know exactly where your money is going.

Buyers: If you are purchasing real estate in Lee County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not startled when you reach the closing appointment. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates that seem unusual.

Downing-Frye Realty, Inc. 27180 Bay Landing Drive #5 Bonita Springs, FL 34135
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